1. Introduction
BroFi Journal (the "App") is operated by BroFi LLC, a limited liability company organized under the laws of the State of Wyoming, United States ("BroFi", "we", "us", or "our"). The App is a private trading journal made available to members of BroFi VIP.
This Privacy Policy (the "Policy") describes the information we collect through the App, how that information is used, the limited circumstances in which it is disclosed, and the rights and choices available to you. By using the App, you acknowledge that you have read and understood this Policy.
2. Definitions
In this Policy, the following terms have the meanings set out below.
Member. The individual who holds a BroFi VIP membership and uses the App.
Journal. The private record associated with a Member, including entries, conversations, trade records, and related content.
Member Content. The information a Member creates or submits through the App.
Services. The App together with the servers and systems that operate it.
3. Information We Collect
We collect only the information needed to operate the Journal for you. We do not require your legal name or your email address in order to use the App.
Member Content. The journal entries and conversations you write, and any material you submit to your Journal.
Trade and financial information. The trading records you enter, including instrument, direction, position size, entry and exit prices, and the notes you attach, together with any market context you choose to record.
Wellbeing and lifestyle information. The information you record about your life around your trading, such as sleep, energy, focus, stress, exercise, caffeine, alcohol, screen time, and other daily factors, together with the people, places, and routines you choose to mention. Some of this is health related. Recording it is part of how the Journal works, so that it can show you how your life and your trading move together. It is always provided in your own words or through simple inputs inside the App, and it is never drawn from Apple Health or any device health data.
Usage and engagement information. How and when you use the Journal, including the rhythm and timing of your sessions, the features you interact with, whether reminders were seen, and streaks and patterns in your activity. We measure this ourselves, for your Journal alone, to operate the App, to understand how it is used, and to improve and personalize your Journal and its insights for you.
Member and device identifiers. An internal identifier that links the App to your Journal, the membership identity associated with your access, a device pairing name, and the access credential that authenticates this app to your Journal. These identifiers do not include your legal name and do not appear in any public profile.
Membership status. Whether your membership is active and the access it grants. Your membership is arranged and paid for outside the App, so the App itself contains nothing to buy and does not process any payment.
Payment information. When you take out a membership, our payment provider collects the billing details needed to process your payment, such as your name, email address, and payment method. Your card details are handled by the payment provider and are not stored by BroFi.
Technical records. Standard server logs generated when the App communicates with your Journal server, which may include your network address, the time of the request, and technical details of the connection. These logs are used to operate and secure the Services. They are not used to advertise to you, are not used to follow you across other apps or websites, and are not sold.
We do not collect your location, your device contacts, your browsing history, your search history, or any advertising identifier, and we do not follow you across other apps or websites. The App contains no advertising software development kits and no third party advertising or analytics tracking kits. The usage information described above is measured by our own Services for the operation of your Journal, and never for advertising.
4. Voice Notes and Transcription
When you record a voice note, the recording is converted to text on your phone. The speech model that performs this conversion is included within the App, so transcription runs entirely on your device and works offline from the first use. If the included model is ever unavailable, the App downloads the same model one time from Hugging Face, an open model host, after which transcription again runs offline.
In every case, your audio, your recordings, and your Journal are never transmitted to Hugging Face. Only the text produced on your phone is sent to your Journal. Recordings are stored on your phone so that you may replay them, older recordings are cleared automatically over time, and deleting your account removes them.
5. How We Use Information
We use the information described above to provide, operate, and improve the Journal for you. Specifically, we use it to maintain your Journal and keep its history and analytics complete, to generate the reflections and replies that are the purpose of the App, to understand how the App is used and to personalize your Journal and its insights for you, to secure the Services and prevent misuse, and to respond to your requests for support.
We do not use your information for advertising, we do not use it to follow you across other apps or websites, and we do not sell it.
6. Artificial Intelligence Processing
The App generates written reflections from your entries and messages. This processing is carried out through BroFi's own servers. To produce these reflections, your entries and messages may be processed by one or more third party artificial intelligence providers acting on our behalf.
Any such provider receives only the content necessary to generate a reflection. Under our agreements with these providers, your content may be used only to produce your reflection, and it may not be used for their own advertising, to train models for unrelated products, or to build a profile of you. Because reflections are the central function of the App, we ask for your consent before any such processing takes place.
The App reflects your own trading back to you. It does not provide financial advice, does not recommend trades, and does not generate trading signals.
7. Disclosure to Service Providers
We keep the list of outside parties short, and we disclose information only to the service providers that make the App work, and only to the extent necessary.
Artificial intelligence provider. A third party provider performs the processing that turns your entries and messages into reflections, as described in Section 6.
Payment provider. A third party payment provider processes your membership payment and the billing details it requires, as described in our Terms of Service. It does not receive your Journal.
Voice model host. The speech model used for transcription is obtained from Hugging Face. Hugging Face provides the model file to your device and receives none of your content.
Hosting and infrastructure providers. The servers that host your Journal and carry its traffic.
None of these parties is an advertising or tracking company, and none receives your Journal for its own purposes. We may also disclose information where we are required to do so by law, or where necessary to protect the rights, safety, or property of BroFi, our Members, or the public.
8. Practices We Do Not Engage In
For the avoidance of doubt, we want to be explicit about the practices we do not engage in.
No advertising. The App contains no advertising.
No tracking. The App contains no tracking or advertising technology and does not follow you across other applications or websites.
No sale of data. We do not sell, rent, or share your information for marketing purposes.
No access by others. Your Journal is private to you. No other Member can access it.
9. International Data Transfers
Your Journal server and the artificial intelligence processing that produces your reflections may operate on servers located outside your country of residence, and the one time model download is served from the global infrastructure of Hugging Face. Wherever your information is handled, the commitments in this Policy continue to apply: your information remains yours, it is transmitted in encrypted form, it is never sold, and it is used only to operate the Journal for you.
10. Data Retention
We retain your Journal for as long as your account remains active, so that your history and analytics stay complete. We delete it when you ask us to, as described in the next section. Your Journal does not expire on our servers without your knowledge, and we do not retain it beyond your decision to leave, other than copies held in routine backups, which age out on the backup schedule.
11. Deleting Your Account
You may delete your account at any time from the Settings screen within the App. Deletion takes effect immediately: every paired device loses access at once, and your entries, trade records, lifestyle notes, and analytics are removed from our active systems. Copies held in routine backups age out on the backup schedule. Deletion cannot be undone.
12. Your Rights and Choices
You remain in control of your Journal. You may delete all of your information at any time from Settings, and you may withdraw your consent to artificial intelligence processing by unpairing or deleting your account, which ends any further processing.
Depending on your place of residence, you may also have the right to request access to the information we hold about you, to request its correction or erasure, and to lodge a complaint with your local data protection authority. To exercise any of these rights, write to support@brofi.com, and we will handle your request.
13. Legal Bases for Processing (European Economic Area and United Kingdom)
If you are located in the European Economic Area or the United Kingdom, we process your information on the following legal bases. We process the information needed to operate your Journal and provide the App on the basis of the performance of our contract with you. We generate your AI reflections on the basis of your consent, which you give in the App before this processing begins and which you may withdraw at any time by unpairing or deleting your account, after which no further reflections are produced. We process a limited amount of information to keep the Services secure and to prevent misuse on the basis of our legitimate interests. Where the law requires it, we process information to comply with our legal obligations.
14. Children
The App is intended for adults and is provided as part of BroFi VIP membership. It is not directed to children, and we do not knowingly maintain a Journal for any person under the age of 18. If we learn that we have collected information from a person under 18, we will delete it.
15. Security
Your Journal is transmitted in encrypted form over a private connection between the App and your Journal server. On your phone, you may enable a Face ID lock in Settings so that the Journal is secured to you when you leave the App. No method of transmission or storage is completely secure, but we maintain reasonable safeguards designed to protect your information.
16. Changes to This Policy
We may update this Policy from time to time as the App evolves. When a change is material, we will provide reasonable notice. Your continued use of the App after an update takes effect constitutes your acceptance of the revised Policy.
17. Contact
BroFi Journal is provided by BroFi LLC, a Wyoming limited liability company. Questions or requests regarding this Policy may be sent to support@brofi.com, and a member of our team will respond. Questions about pairing and access are handled through the BroFi access bot on Telegram.